A money app for your life, a platform for your business, and pay-at-the-table for your restaurant. Each works on its own — and they share one network, so they work together too.
The everyday money app. Hold your balance, send and receive across borders, spend with the Fyntiq card, and earn cashback — no bank account needed.
Financial operations for freelancers, consultants, and small businesses. Send branded invoices, accept payment any way your customer wants, and keep the books current — automatically.
RestaurantsGuests scan at the table, see the bill, split it, tip, and pay — no app to download. Every payment settles straight to the restaurant.
Each is a complete product on its own. And because they run on one network, a Fyntiq Wallet customer can pay a Fyntiq Business — or settle the check at a Fyntiq Restaurant — in a tap, money moving in seconds.
Every transaction is encrypted end to end, with monitoring built in.
Funds are held with established, regulated financial partners — never lent out.
Wallet balances are backed by US dollar–pegged reserves you can spend or withdraw.
Fyntiq Technologies LLC is a financial technology company, not a bank. Banking and payment services are provided by licensed partner institutions. Card, cashback, and product figures shown across this site are illustrative.
Fyntiq is a financial technology company. We build three complete products — a money app for people, a platform for businesses, and pay-at-the-table for restaurants — on one shared network. Each stands on its own; together they connect end to end.
Cards, bank transfers, digital dollars, wallets, pay-over-time — Fyntiq supports the rails people actually use, not just the ones that are easy for us.
Each product is fully featured on its own. Because they share the same rails, a Wallet customer can pay a Fyntiq business directly — instantly, with nothing to reconcile.
Headquartered in Wyoming, USA. A privately held fintech company. We're not a bank — banking services are provided through our partners.
Find the merchant, the date, and what was purchased — no account or sign-in needed. Just enter the details from your bank or card statement.